Handy Budget - Expense Tracker description

Handy Budget is a powerful free application to manage and track your expenses. It helps you to understand where you spend the most and optimize your spendings. So you can free up valuable resources for more important and pleasant things! :)
It could be useful for tracking personal finances, events planning (wedding, tourist trips, etc.), as a periodical payments reminder, shopping planing, to-do management.

FEATURES:
★ quick adding and tracking of purchases (transaction split approach)
★ easy adding of transactions, money transfers and exchanges
★ configurable currencies and rate updates
★ payment templates for recurring and usual transactions
★ lending and borrowing tracking (call your borrower right from the app)
★ party settlement accounting
★ unlimited accounts/categories
★ wide range of currencies
★ budget planning
★ parsing bank SMS messages
★ voice data input (say "help" for help)
★ to-do lists
★ shopping lists
★ separate accounting, several databases
★ backup and restore data from your device
★ catalogues for configuring the most used stuff
★ reports to help you to see where your money is
★ calendar to show you when and what expenses you had
★ widget to show you your current account balance
★ synchronization of multiple devices via Wi-Fi or Google Drive
★ smart themes

Available in three languages: English, українська, русский. Currently for Android-powered device only.

PERMISSIONS EXPLANATION:
• storage access - for saving and restoring your backups;
• calendar - for seeing all of your events within the app;
• contacts - for autoloading communication info from contacts;
• full network access - to get the latest currency rates.
• get accounts - uploading backups to Google Drive.
• read SMS - parsing bank SMS texts