Zirtue: Lend & Borrow Money With Friends & Family description

Zirtue is a relationship-based lending application that simplifies loans between friends, family and trusted relationships with automatic ACH loan payments.

We get it. You need to loan money to friends and family with confidence. Zirtue allows you to get paid back with automatic monthly (ACH) loan payments from the Borrowers bank account to your bank account. Zirtue automates and simplifies the repayment process, so you can focus on your relationships.

We've all either loaned to or borrowed money from our friends and family with reasonable expectations that everything will go smooth. The reality is usually something different, unexpected or just awkward.

YOUR FRIENDS | YOUR FAMILY | YOUR LOAN | AUTOMATIC MONTHLY PAYMENTS

LEND & BORROW MONEY
Within minutes you can lend or borrow money with friends and family on your terms.

- Borrow money from friends and family
- Loan money to friends and family
- Digital agreement on loan terms
- Automatic monthly loan payments
- Payment notifications and reminders
- Personal Dashboard to track your loans


RELATIONSHIP BASED LENDING
Zirtue is a private secure lending app that allows you to leverage your personal relationships instead of your personal credit score to lend and borrow money.

TRACK & MANAGE
Easily track and manage your loan activity using your private dashboard to view all loan activity and message lenders and borrowers.

SIMPLY SAFE & SECURE
Zirtue simplifies loans between friends and family. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored.

YOU SET THE PERIOD FOR REPAYMENT
3 Months - Minimum Period for Repayment
3 Years - Maximum Period for Repayment
5% - Fixed Annual Percentage Rate (APR)

HERE’S AN EXAMPLE
$300 - Loan Amount From Family
$302.50 - Total Cost of Loan
3 Month - Repayment Period

Monthly Payments
1. $100.83 (Includes $1.25 Interest-APR)
2. $100.83 (Includes $0.84 Interest-APR)
3. $100.84 (Includes $0.42 Interest-APR)