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About this product

Budget, get instant cash advances, build your credit up to 60 points & save

Rating and review

70,408 ratings

Brigit: Borrow & Build Credit description

Get instant cash, save money, and start budgeting smarter with Brigit. Get up to a $250* instant cash advance, build credit, check credit score insights and avoid overdraft fees with Brigit Plus. Personal finance - made simple. Our members have saved over $300 million - over $514 annually per member. What’s more, 91% of our members report a reduction of their financial stress thanks to Brigit**.


Instant Cash Advance with Easy Repayment
• Instant Advance: Get money fast and avoid expensive overdraft fees and charges with up to $250*
• No interest, transfer fees, processing fees, late payment fees, or tips
• No mandatory minimum or maximum repayment time frame. Repay us when you get paid or when you can afford it by setting the term in the app or reaching out to [email protected]
• Example for $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance

Build Credit While You Save
• Build your credit score up to 60 points*** with Brigit’s credit builder account
• Credit made simple - No credit check or security deposit
• Credit bureau reporting to Experian, Equifax & Transunion
• Build a better credit score to get more affordable credit cards and loans
• Brigit Credit Builder is an affordable and easy alternative for building credit compared to secured credit cards
• Keep your credit strong or start building - our credit score app features are for everyone

Credit Builder Loans
• Build your credit one step at a time
• All Credit Builder Loans are 0% APR
• Term is between 1 to 2 years, but you can always repay early
• Credit Builder loans are issued by Coastal Community Bank, Member FDIC
• Example terms for Brigit's Credit Builder account example terms: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment fees, transfer fees, early payment fees

Track Your Spending
• Keep track of savings and spending with the budget app that does it all
• Brigit’s budgeting tools help you save money

Credit Score Tracker
• Get full credit reports
• Credit score app alerts make monitoring simple
• Credit tools to help you understand your credit

Earn Extra Money Now with Jobs that Work for You
• Debt free shopping or gas - get cash now for what you need
• Find a side hustle & new opportunities to earn cash

Financial Insights You Can Use
• Avoid overdraft fees with smart financial tools
• Budget app alerts notify you of low balances
• Clear insights on your spending habits and earning trends
• Save for bills before they arrive

Easy Sign Up. No Red Tape
• Connect your bank account and that’s it!
• Brigit works with thousands of banks like Bank of America, Wells Fargo, TD Bank, Chase & 15,000+ more
• Two simple plans. No hidden fees, tips or fine print
• Brigit’s basic plan with account alerts and financial insights is free
• Our Plus plan is a flat $9.99 monthly, with instant transfers and extra financial tools to help you build credit, budget better & save

Support is Here 7 Days a Week
If you ever need us, please email [email protected]

Brigit is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave - Banking, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self Lender, or Possible Finance

(*) Subject to Brigit’s approval and policies

(**) Analysis conducted by Brigit, assumes an average overdraft fee of $34

(***) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy: https://www.hellobrigit.com/privacy
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